Setting the standard in global payments

Setting the standard in global payments

Access all major global payment rails, including SWIFT, SEPA Instant, Faster Payments and Fedwire, for secure and cost-effective multi-currency payments in over 200 countries and territories.

business-international-payments

Global payment rail access

Open your business to new opportunities with access to a range of domestic and international payment rails at low cost

  • Payments in major currencies

    Payments in major currencies

    Receive and make same-currency payments in all ONE.io business account currencies, including GBP, EUR, USD, CAD, CHF, CZK, DKK, HUF, NOK, PLN, RON and SEK

  • Easy international
transfers

    Easy international
transfers

    Make third-party payments with you named as sender in over 150 currencies to more than 200 destinations worldwide

  • Attractive fees

    Attractive fees

    Highly competitive rates to receive and make payments locally and internationally, whether same-currency or with an FX conversion

Secure and reliable payment infrastructure

SWIFT

Access SWIFT – the main messaging network through which international payments are facilitated. Transactions are typically completed within 1-3 business days, depending on various factors such as the banks and countries involved in processing the payment.

SWIFT

Faster payments

Access to Faster Payments allows you to make and receive domestic payments up to £1m quickly and easily within the United Kingdom on a 24/7 365 basis, with this typically super-quick payment rail often seeing your payments resolved near-instantly and within minutes.

Faster payments

SEPA Instant and Credit Transfer

Make cross-border payments in Europe with ease using the SEPA (Single Euro Payments Area) Instant payment rail. Payments made via SEPA Instant often complete within seconds at all hours of the day, including weekends and bank holidays, creating a fast and secure way for businesses and consumers throughout Europe to transact.

SEPA Instant and Credit Transfer

Additional payment rails

CHAPS, Bacs, TARGET2, Fedwire, and more, also accessible via a ONE.io business account, with support for additional rails in new regions coming soon.

Additional payment rails
More currencies. More opportunities

More currencies. More opportunities

Send payments in over 150 currencies to beneficiaries across more than 200 countries and territories, all from your named ONE.io business account.

Perfect for vendor payments and other business transactions that require fast and reliable global reach.

Connect

Receive funds and make payments anytime, anywhere

Expand your business beyond borders with support for local and international payments in over 200 countries and territories

Get started

Frequently asked questions

We can onboard and work with clients from a range of jurisdictions globally by implementing an enhanced due diligence process. Our deep-sector expertise allows us to offer a tailored and bespoke, human-led onboarding experience. For more information on the countries that we can support for international payments, see our supported countries and currencies list.

Each bank or financial institution differs when it comes to the cost of international payments. We offer payments with competitive and transparent fees, regardless of transaction size, that will be disclosed before the payment is processed. 

We are authorised and regulated by the Financial Conduct Authority as an Authorised Payment Institution under the Payment Services Regulations 2017.

View our Licensing and Regulation page for more details.

Want to do more with your ONE.io account?

Alternative business banking

Alternative business banking

Power your business with a ONE.io business account and keep your business running smoothly, with named accounts in multiple currencies for secure and reliable payments and FX.

FX built for business

FX built for business

Dynamic rate streaming in 60+ currency pairs, allowing you to exchange foreign currencies in real-time at competitive rates with the single click of a button.